Refund Policy

Last Updated: April 2025

Thank you for choosing Ray Cole Financial, operated by Ray Cole. We strive to provide high-quality digital products to help you on your financial journey. Please read our Refund Policy carefully before making a purchase.

No-Refund Policy

Due to the nature of digital products (e.g., downloadable guides, courses), all sales are final. We do not offer refunds, returns, or exchanges once a purchase is made. This policy applies to all digital products sold on raycolefinancial.com, whether you’re starting with $100 or managing $1 million.

Before You Buy

We encourage you to review the product description, features, and any previews carefully before purchasing to ensure the product meets your needs. If you have questions about a product, feel free to reach out HERE before buying.

Issues with Access

If you experience technical issues accessing your purchased digital product (e.g., download problems), please contact us HERE within 7 days of purchase. We’ll do our best to resolve the issue promptly, including providing a replacement download link if necessary. However, this does not constitute a refund or exchange.

Contact Us

If you have questions about this Refund Policy, reach out HERE.