Privacy Policy

Last Updated: April 2025

At Ray Cole Financial, operated by Ray Cole, your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, raycolefinancial.com, or engage with our services. By using this site, you agree to the terms of this policy.

1. Information We Collect

We may collect the following types of information:

  • Personal Information: When you purchase a digital product or contact us, we may collect your name, email address, and payment information (processed securely via third-party providers like Squarespace Commerce).

  • Non-Personal Information: We use cookies and analytics tools (e.g., Google Analytics) to collect data like your IP address, browser type, and pages visited. This helps us improve your experience.

  • Affiliate Tracking: As an Amazon Associate, we use cookies to track clicks and purchases made through our affiliate links. This data is managed by Amazon under their privacy policies.

2. How We Use Your Information

We use your information to:

  • Process and fulfill digital product purchases.

  • Send you updates, promotions, or newsletters (you can opt out anytime).

  • Analyze site usage to improve content and user experience.

  • Earn commissions through affiliate links as part of the Amazon Associates Program.

3. How We Share Your Information

We do not sell your personal information. We may share data with:

  • Third-party service providers (e.g., payment processors, Squarespace, Google Analytics) to operate the site and process transactions.

  • Amazon, as part of the Amazon Associates Program, to track affiliate referrals.

  • Legal authorities, if required by law or to protect our rights.

4. Cookies and Tracking

We use cookies to enhance your experience, track affiliate referrals, and analyze site performance. You can manage cookie preferences through your browser settings, but disabling cookies may affect site functionality.

5. Your Rights

You have the right to:

  • Request access to the personal data we hold about you.

  • Request correction or deletion of your data.

  • Opt out of marketing emails by clicking “unsubscribe” in any email.

To exercise these rights, contact us.

6. Security

We use reasonable measures to protect your data, but no online system is 100% secure. We are not responsible for unauthorized access beyond our control.

7. Third-Party Links

Our site includes affiliate links to Amazon and other third-party sites. These sites have their own privacy policies, and we are not responsible for their practices.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated “Last Updated” date.

9. Contact Us

If you have questions about this Privacy Policy, reach out HERE.