Welcome to the Ray Cole Financial Blog!
Hey there, I’m Ray Cole! Whether you’re starting with $100 or managing a $1 million portfolio, my blog is here to help you master your money. Dive into practical tips on budgeting, investing, retirement planning, and more—plus free calculators and premium guides to level up your financial game. Let’s build your financial future together!

Why Side Hustles Are a Game-Changer
Whether you’re earning $100 or managing a $1 million portfolio, adding a side hustle can give your income a serious boost—and who doesn’t want a little extra cash? In 2025, there are more opportunities than ever to earn money on the side, and I’m here to share my top ideas and strategies to get you started. I’ll walk you through why side hustles are awesome, some great options to try, and how to make them work for you. Plus, I’ve got a free Side Hustle Starter Checklist to help you launch your hustle with confidence. Let’s get to it!